Home Banking Security
It’s Me 247 is a home-banking product that has been designed to safeguard the customer’s money and privacy by utilizing the latest Internet security technologies. To further ensure security, these protective technologies have been applied to layers to address each phase of the online transaction.
Transmission security is provided by using 128-bit SSL encryption – the strongest currently available – ensuring that only the customer and the It’s Me 247 systems are able to read the transaction information as it flows across the Internet. Through our use of VeriSign digital certification (www.verisign.com), the customer also can be assured that they are communicating with the legitimate It’s Me 247 server, and not an imposter.
User account security is furnished through the use of a unique Member Account Number and Personal Identification Number (PIN) combination known only to the customer. Without this information, accessing account data and initiating transactions online is impossible.
Access security is provided by a combination of segregated network architecture, hardened server configurations, and redundant firewalls. Our segregated network architecture separates the It’s Me 247 servers from the systems that contain member data. Consequently, member data may only be exchanged between these systems through the use of a valid member request following verification of Member Account Number and PIN. Interest-based attacks (hackers) are stopped through the use of redundant state-of-the-art firewall technology and hardened server configurations.
To further ensure that It’s Me 247 security measures continue to meet the ever-changing security threats of the Internet, It’s Me 247 is reviewed on an on-going basis by regulators and expert security consultants, and monitored by WESCO network engineers.
Secure & Fair Enforcement for Mortgage Licensing Act of 2008
On July 28, 2010 the National Credit Union Administration (NCUA) and other Federal Agencies published a final rule to implement the federal requirements of the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act). The registration requirements apply to all employees acting in the capacity of a Mortgage Loan Originator (MLO). The S.A.F.E. Act requires all MLO’s to register with the Nationwide Mortgage Licensing System and Registry (MNLS). Once registered, each MLO is provided a Unique Identifier from the NMLS. A MLO must provide the Unique Identifier to each mortgage request and prior to the employee acting as the MLO.
Below, please find the name, title, and NMLS Id number for each MLO employed by Illinois Educators Credit Union.
| Allison K. Hetzler | Specialist | NMLS Id: 808825 |
| Nichole R. Strayer | Specialist | NMLS Id: 808826 |
| Desiree L. Becker | Specialist | NMLS Id: 808827 |
For more information about the registry, please visit the NMLS at http://www.nmlsconsumeraccess.org.
Illinois Educators Credit Union operates under a charter administered by the State of Illinois' Department of Financial Institutions. Each account is federally insured by NCUA to at least $250,000 and backed by the full faith and credit of the United States.