Equifax, one of the three major credit bureaus, has launched an investigation into a data breach potentially impacting 143 million U.S. consumers. Since your financial security is our top priority, we’d like to share these important tips:
1. If you were impacted by the breach you will receive a data breach notification from Equifax. Read the notice carefully to learn what information may have been exposed and how. (Keep the notice in case you ever need to prove that your data was compromised through no fault of your own.)
2. Review the breached account. Identify what information it contained and what was compromised. Look for any unauthorized activity, such as a change in address or telephone number.
3. Sign up for IECU’s credit monitoring service, CyberScout®, as soon as possible. CyberScout® automatically detects activity that may indicate your personal information has been compromised. Avoid timely and expensive clean-up by protecting yourself as soon as possible.Learn more about CyberScout® here. Ready to sign up? Click here!
4. Pay extra attention to your account and billing statements. Check for charges that aren’t yours.
5. Change all user access credentials. If you use the same passwords for other financial institutions, change them. Watch financial statements for unauthorized transactions. Be aware of potential email, phone and snail-mail scams. Enable text and email alerts when possible.
As Equifax uncovers and releases more information, check for the latest updates here. Should you have any questions or need assistance signing up for fraud protection services, an IECU team member will be happy to assist you at 217-528-2642.