Rake in the returns this fall! Starting October 18, open a 4.25% APY*, 3-month CD. 

Investments

Certificates of Deposit (CD)

If you’re looking for an account with the highest earnings and have money that you won’t need to immediately access, a CD is the perfect option for you! Unlike the CDs we used to collect in our cars, an IECU CD will never go out of style. You’ll receive a better rate than you would by keeping the money in a savings account, as a CD is an insured investment that you’ve agreed not to touch for a specified period of time, called the “term”.  You’ll even get to pick how long your money is tied up for. Typically, the longer you wait, the higher the return (Trust us-it’s worth the wait!). We know that every member has their own unique set of financial goals, which is why we’ve provided you with plenty of CD options. Whether you’re saving towards retirement, a future expense or just wanting to boost your personal savings, IECU has a savings product that will fit you like a glove!

Not sure what type of savings product is best for you? Don’t sweat it! An IECU financial expert is only a phone call away!

Certificate rates and terms may vary.

View Rates

Money Market Account

IECU Money Market accounts combine the security and convenience of your regular Savings Account with the higher returns you can expect from traditional investments. In simple terms, Money Market accounts are designed for you to save higher balances while allowing a limited number of withdrawals. Because they combine the best of both worlds, it’s common to use an IECU Money Market account as an emergency fund or savings account for recurring expenses like tuition, taxes or insurance.

• $1000 minimum deposit required.
   
• Three free withdrawals per month (subsequent withdrawals will incur a service fee in accordance with the Fee Schedule)
   
• No minimum/maximum dollar withdrawal amount.
   
• $1000 daily minimum balance requirement to avoid a service fee.
   
• Interest calculated using the daily balance method.

For more information about this service, contact IECU today.

Future Me CD

Unlock greater savings potential with our Future Me CD, starting with just $500 and maturing 12 months after the initial deposit. Unlike traditional CDs, this account allows you to make additional deposits at any time during the term, giving you the flexibility to grow your savings as you go. Enjoy the peace of mind of a locked-in interest rate, coupled with the ability to add to your investment along the way. With higher rates than a standard savings account, our Future Me CD is the perfect tool to help you reach your financial goals faster!

*Special rate of 4.17% APR applies to Certificate of Deposit of $1,000.00 or more. Certificate is open for 3 months from open date. Terms and conditions apply and are distributed at time of account opening. Offer valid October 18-31, 2024 or until maximum dollar amount set by ALCO has been reached.